Savings and pension schemes from the Government of India, in simple words: who can join, how to open an account, the interest, tax and the rules. Each has a calculator to work out your own numbers.
Quarterly income at 8.2% for people aged 60 and above, up to ₹30,00,000.
SCSS calculatorA guaranteed pension of ₹1,000 to ₹5,000 a month from 60, for workers aged 18 to 40.
Atal Pension Yojana calculatorA PPF account for a boy, opened by a parent at the post office, earning 7.1% tax-free.
Ponmagan scheme calculatorTax-free savings for 15 years at 7.1%, from ₹500 to ₹1,50,000 a year.
PPF calculatorA tax-free savings account for a girl up to age 10, earning 8.2%.
Sukanya Samriddhi calculatorMonthly income at 7.4% for 5 years, up to ₹9,00,000 single or ₹15,00,000 joint.
Post Office MIS calculatorA 5-year post office certificate at 7.7%, with a tax deduction in the old regime.
NSC calculatorA post office certificate that doubles your money in 115 months at 7.5%.
KVP calculatorSave a fixed amount every month for 5 years at 6.7%, from ₹100 a month.
RD calculatorRetirement savings for salaried people: 12% from you and your employer, earning 8.25%.
EPF calculatorThe pension part of your PF: a monthly pension from 58 after 10 years of service.
EPS pension calculatorA market-linked retirement account for Indians aged 18 to 85, with extra tax benefits.
NPS calculator