EaseMyTrip Standard Chartered Credit Card benefits
- Travel20%
off hotels and 10% off flights on EaseMyTrip
once a month in each category
- Rewards10
reward points per ₹100 on direct airline and hotel bookings
- Rewards2
reward points per ₹100 elsewhere, each point worth ₹0.25
- Lounge2
domestic lounge visits a year
- Fees₹350
fee, reversed on ₹50,000 of yearly spends
EaseMyTrip Standard Chartered Credit Card rewards and cashback
| Where you spend | Rate | Monthly limit |
|---|---|---|
| Travel10 reward points per ₹100 on flight tickets and hotel stays booked directly on an airline's or hotel's own website, app or counter. Bookings through travel aggregators, including EaseMyTrip, earn 2 points per ₹100. Other travel, such as trains and cabs, also earns 2. No monthly limit. | 10 points per ₹100 | None |
| Everything else | 2 points per ₹100 | None |
We value one point at ₹0.25 in the usual redemption.
No rewards on: Cash withdrawals, returned or disputed purchases, finance charges and card fees.
All reward rules
- 2 reward points per ₹100 on all other retail spends, with no monthly limit. The bank's value chart counts 1 point as ₹0.25 when redeemed in its 360 Rewards catalogue. We use that value.
- Points expire 2 years after you earn them.
- Instant discounts on EaseMyTrip with the code EMTSCB: 20% off hotels (up to ₹5,000 in India and ₹10,000 abroad), 10% off flights (up to ₹1,000 in India and ₹5,000 abroad) and ₹125 off bus tickets of ₹500 or more. Each discount works once a month per card. Our yearly figures leave these out.
What the EaseMyTrip Standard Chartered Credit Card gives back in a year
Say you spend ₹30,000 a month, like our “online shopper” pattern. Worked out with the same maths as the calculator above.
| Spending | A month | Back | A year |
|---|---|---|---|
| Groceries | ₹3,000 | 0.5% | ₹180 |
| Dining and food delivery | ₹2,000 | 0.5% | ₹120 |
| Online shopping | ₹18,000 | 0.5% | ₹1,080 |
| Travel | ₹1,000 | 0.5% | ₹60 |
| Fuel | ₹1,000 | 0.5% | ₹60 |
| Bills and utilities | ₹2,000 | 0.5% | ₹120 |
| Everything else | ₹3,000 | 0.5% | ₹180 |
| Total | ₹30,000 | ₹1,800 | |
| Renewal fee with GST | Waived | ||
| You keep | ₹1,800* |
EaseMyTrip Standard Chartered Credit Card annual fee and charges
- Joining fee
- ₹350
- Annual fee
- ₹350
- Fee waiver
- ₹50,000 a year
- Foreign currency markup
- 3.5%
First-year fee and renewal fee ₹350 each, before GST. From the second year, the renewal fee is reversed within 60 days if you spent ₹50,000 or more on the card in the previous year. Add-on cards also pay the fee, with the same waiver.
EaseMyTrip Standard Chartered Credit Card eligibility
- Age
- 18 to 65
Applicants aged 18 to 65 with a stable monthly income, living in a city where the bank issues credit cards. The bank does not publish a minimum income.
The bank alone decides approval and your credit limit.
EaseMyTrip Standard Chartered Credit Card lounge access
2 domestic visits a year. Banks often set a spend condition, so read the reward rules above.
2 free domestic airport lounge visits a calendar year. Free international lounge access ended on 15 October 2024.
Is the EaseMyTrip Standard Chartered Credit Card right for you?
A card with a ₹350 fee that spending can waive, paying a below-average 0.5% on most spends.
Worth its fee if you spend about ₹5,000 a month or more. Below that, the ₹350 fee costs more than the card gives back on spending like the example above.
Good for you if
- You spend ₹50,000 a year or more (about ₹4,200 a month), so the ₹350 renewal fee is waived.
- You fly a few times a year: it includes 2 domestic airport lounge visits a year.
Not for you if
- You spend less than about ₹4,200 a month: you would pay ₹413 a year with GST.
Check the latest fees and terms on the bank's page before you apply.
Alternatives to EaseMyTrip Standard Chartered Credit Card
Two similar cards to weigh up before you apply. The last column shows what each may be worth on ₹30,000 a month of mixed spending, after the renewal fee with GST. Rates paid only at named brands are not counted, so a brand card can earn more if you shop there.
| Card | Annual fee | Rewards up to | You keep a year |
|---|---|---|---|
| EaseMyTrip Standard Chartered Credit Card | ₹350 | 2.5% | ₹1,800* |
| HSBC Premier Credit Card | Free | 3% | ₹9,720* |
| BOBCARD ETERNA Credit Card | ₹2,499 | 3.75% | ₹7,470* |
If most of your spending looks like the example above, the HSBC Premier Credit Card may suit you better: it would leave you ₹10,440 a year, against ₹1,800 with the EaseMyTrip Standard Chartered Credit Card.
*Estimate only, not a promise. We work it out from the bank's published terms and the spending you enter. What you actually get depends on the bank, your transactions and any change in its terms.
Frequently asked questions
What discounts does the EaseMyTrip credit card give on EaseMyTrip?
With the code EMTSCB: 20% off domestic hotels (up to ₹5,000) and international hotels (up to ₹10,000), 10% off domestic flights (up to ₹1,000) and international flights (up to ₹5,000), and ₹125 off bus tickets of ₹500 or more. Each discount can be used once a month per card.
Do EaseMyTrip bookings earn 10X points on this card?
No. The 10 points per ₹100 rate is only for bookings made directly with an airline or hotel. Bookings on EaseMyTrip and other aggregators earn 2 points per ₹100, but they get the instant discount instead.
What is the value of EaseMyTrip Standard Chartered reward points?
Standard Chartered's value chart for this card counts 1 reward point as ₹0.25. So 2 points per ₹100 is worth 0.5%, and 10 points per ₹100 is worth 2.5%.
Does the EaseMyTrip Standard Chartered card have lounge access?
It gives 2 free domestic airport lounge visits a calendar year. Free international lounge visits were stopped from 15 October 2024.