Tata Neu Infinity SBI Credit Card benefits
- 5% back as NeuCoins on Tata Neu and partner Tata brands
- 1.5% back as NeuCoins on other eligible spends
- UPI spends on the RuPay variant earn 1.5%, up to 500 NeuCoins a month
- 8 domestic lounge visits a year, 2 per quarter, with a spend condition
- 4 international lounge visits a year through Priority Pass, 1 per quarter
- Foreign currency markup of 1.99% before GST
Tata Neu Infinity SBI Credit Card rewards and cashback
| Where you spend | Rate | Monthly limit |
|---|---|---|
| Tata Neu brandsTata Neu app and website and partner Tata brands such as Tata CLiQ, Tata 1mg, Croma, Westside, Titan and Tanishq. Other online shops earn the base rate. | 5 points per ₹100 | None |
| Tata Neu brandsPartner brands only: Air India, Air India Express and Taj Hotels. Other travel earns the base rate. | 5 points per ₹100 | None |
| BigBasketBigBasket only, as a partner brand. NeuCoins on grocery are limited to 2,000 a month. | 5 points per ₹100 | 2,000 |
| Bills and utilitiesUtility, insurance, and telecom and cable each have a separate limit of 2,000 NeuCoins a month. | 1.5 points per ₹100 | 2,000 |
| Everything else | 1.5 points per ₹100 | None |
We value one point at ₹1 in the usual redemption.
No rewards on: Fuel, wallet loads, rent, gift or prepaid card loads, voucher purchases, government payments, education, gaming, cash advances, Flexipay, merchant EMI, card fees and balance payments.
All reward rules
- Rewards are paid as NeuCoins. 1 NeuCoin equals ₹1 of savings.
- Up to 5% extra value back may apply on select categories on the Tata Neu app or website, as set by Tata Neu.
- UPI spends on the RuPay variant earn 1.5%, up to 500 NeuCoins a month.
- Welcome benefit: 1,499 NeuCoins within 15 days of the joining fee being paid.
- International lounge visits use Priority Pass: up to 4 a calendar year, 1 per quarter, for the primary cardholder. Extra visits and guests cost US $27 plus GST per visit.
Tata Neu Infinity SBI Credit Card annual fee and charges
- Joining fee
- ₹1,499
- Annual fee
- ₹1,499
- Fee waiver
- ₹3,00,000 a year
- Foreign currency markup
- 1.99%
The renewal fee is waived if you spend ₹3 lakh or more in the previous year. Fees are before GST. Domestic lounge visits need ₹75,000 of eligible spend in the previous calendar quarter; this is waived for the month and calendar quarter in which a new card is issued.
Tata Neu Infinity SBI Credit Card eligibility
- Age
- 21 to 70
SBI Card's issuance policy sets 21 to 65 years for salaried people and 25 to 70 years for self-employed people. Exceptions need internal approval. The documents we checked give no minimum income for this card.
The bank alone decides approval and your credit limit.
Tata Neu Infinity SBI Credit Card lounge access
8 domestic and 4 international visits a year. Banks often set a spend condition, so read the reward rules above.
Frequently asked questions
What is the annual fee of the Tata Neu Infinity SBI Credit Card?
The joining fee is ₹1,499 and the renewal fee is ₹1,499 a year, both before GST. The renewal fee is waived if you spend ₹3 lakh or more in the previous year.
Is the Tata Neu Infinity SBI Credit Card lifetime free?
No. It has a ₹1,499 joining fee and a ₹1,499 renewal fee. You can avoid the renewal fee only by spending ₹3 lakh or more in the previous year.
What are NeuCoins and how much are they worth?
NeuCoins are the rewards on this card. 1 NeuCoin equals ₹1 of savings. You earn 5% on Tata Neu and partner Tata brands, and 1.5% on other eligible spends.
What are the NeuCoins limits on this card?
Grocery, insurance, utility, and telecom and cable each have a limit of 2,000 NeuCoins a month. UPI spends have a limit of 500 NeuCoins a month.
Does the Tata Neu Infinity SBI Credit Card give lounge access?
Yes. You get 8 domestic airport lounge visits a year, 2 per quarter, if you spend ₹75,000 in the previous calendar quarter. You also get 4 international visits a year through Priority Pass, 1 per quarter. These visits are for the primary cardholder only.
Does this card have a fuel surcharge waiver?
The card's terms booklet, updated in July 2026, does not list a fuel surcharge waiver. Fuel spends earn no NeuCoins.
Who can apply for the Tata Neu Infinity SBI Credit Card?
SBI Card's policy sets an age of 21 to 65 years for salaried people and 25 to 70 years for self-employed people. The documents we checked do not give a minimum income for this card.