Flipkart Axis Bank Credit Card benefits
- 7.5% cashback on Myntra, up to ₹4,000 per statement quarter
- 5% cashback on Flipkart and on Cleartrip, up to ₹4,000 per statement quarter for each
- 4% cashback on preferred merchants such as Swiggy, Uber and PVR, with no limit
- 1% cashback on other eligible spends, with no limit
- Joining fee and annual fee of ₹500 before GST
- Annual fee waived on yearly spends above ₹3,50,000
Flipkart Axis Bank Credit Card rewards and cashback
| Where you spend | Rate | Monthly limit |
|---|---|---|
| MyntraMyntra only. The real limit is ₹4,000 per statement quarter; 1,333 is that limit spread over three months. | 7.5% back | 1,333 |
| FlipkartFlipkart website and app only, not Flipkart Health. The real limit is ₹4,000 per statement quarter; 1,333 is that limit spread over three months. | 5% back | 1,333 |
| CleartripCleartrip only. The real limit is ₹4,000 per statement quarter; 1,333 is that limit spread over three months. | 5% back | 1,333 |
| SwiggySwiggy food delivery only, as a preferred merchant. Instamart and Genie do not get this rate. No limit. | 4% back | None |
| Everything else | 1% back | None |
No rewards on: Fuel, utility and telecom bills, education, rent, wallet loads, gift cards, government services, insurance, gold and jewellery, financial institutions, bridge, road and toll fees, EMI transactions, cash advances, card fees and balance payments.
All reward rules
- Each ₹4,000 limit is separate for Myntra, Flipkart and Cleartrip. A statement quarter is three billing cycles based on your statement date, not a calendar quarter.
- Preferred merchants earn 4% with no limit. The current list shows FITPASS, Stoga by FITPASS, PVR, Swiggy and Uber. The bank can change this list without notice.
- All other eligible spends earn 1% with no limit.
- Cashback is credited directly to your card statement, so there are no points to redeem.
- Welcome benefit: a ₹250 Flipkart voucher on your first transaction within 30 days of issue. Cards with a first-year-free offer do not get this voucher.
- A 1% fee applies to rent payments and to education payments through third-party apps. A 1% fee also applies in a statement cycle if utilities reach ₹25,000, fuel ₹50,000, wallet loads ₹10,000 or online skill gaming ₹10,000.
Flipkart Axis Bank Credit Card annual fee and charges
- Joining fee
- ₹500
- Annual fee
- ₹500
- Fee waiver
- ₹3,50,000 a year
- Foreign currency markup
- 3.5%
The annual fee starts from the second year. It is waived if you spend more than ₹3,50,000 in a year. Rent and wallet loads do not count towards this. Fees are before GST.
Fuel surcharge: 1% waiver on fuel transactions between ₹400 and ₹4,000, up to ₹400 per statement cycle. GST on the surcharge is not refunded.
Flipkart Axis Bank Credit Card eligibility
- Age
- 18 to 70
The primary cardholder must be a resident of India. The bank's page gives no minimum income. These criteria are only indicative, and the bank decides each application.
The bank alone decides approval and your credit limit.
Flipkart Axis Bank Credit Card lounge access
The bank's terms list no fixed number of free airport lounge visits on this card.
Frequently asked questions
What is the annual fee of the Flipkart Axis Bank Credit Card?
The joining fee is ₹500 and the annual fee is ₹500 from the second year, both before GST. The annual fee is waived if you spend more than ₹3,50,000 in a year. Rent and wallet loads do not count.
Is the Flipkart Axis Bank Credit Card lifetime free?
No. By its standard terms it has a ₹500 joining fee and a ₹500 annual fee. You can avoid the annual fee by spending more than ₹3,50,000 in a year.
What is the cashback limit on the Flipkart Axis Bank Credit Card?
Myntra earns 7.5%, and Flipkart and Cleartrip earn 5%. Each of these three has its own limit of ₹4,000 per statement quarter. Preferred merchants at 4% and other eligible spends at 1% have no limit.
Who can apply for the Flipkart Axis Bank Credit Card?
The primary cardholder should be 18 to 70 years old and a resident of India. The bank's page does not state a minimum income. The bank decides each application.
Does the Flipkart Axis Bank Credit Card give airport lounge access?
No. Complimentary domestic airport lounge access on this card ended on 20 June 2025.
Is there a fuel surcharge waiver on the Flipkart Axis Bank Credit Card?
Yes. You get a 1% waiver on fuel transactions between ₹400 and ₹4,000, up to ₹400 per statement cycle. GST on the surcharge is not refunded, and fuel spends earn no cashback.
Which spends do not earn cashback on the Flipkart Axis Bank Credit Card?
Fuel, utility and telecom bills, education, rent, wallet loads, gift cards, government services, insurance, gold and jewellery, tolls, EMI transactions and cash advances earn no cashback.