EazyDiner IndusInd Bank Credit Card benefits
- Rewards10
reward points per ₹100 on hotel and travel bookings, shopping and entertainment
- Fuel4
reward points per ₹100 on other spends, except fuel and dining
- Gift12
months of EazyDiner Prime, 2,000 EazyPoints and a ₹7,500 Postcard Hotels voucher as welcome benefits
- Benefit
Extra 25% off up to ₹1,000 per bill when you pay through the EazyDiner app
- Fuel1%
fuel surcharge waiver
Good to know
- Joining fee ₹2,999 and annual fee ₹2,999 before GST, with no waiver
EazyDiner IndusInd Bank Credit Card rewards and cashback
| Where you spend | Rate | Monthly limit |
|---|---|---|
| TravelThe card page gives 10 points per ₹100 on hotel and travel bookings. | 10 points per ₹100 | None |
| Online shoppingThe card page gives 10 points per ₹100 on shopping and entertainment. The bank does not define these spends, so the rate is shown but left out of the maths. | 10 points per ₹100 | None |
| Everything else | 4 points per ₹100 | None |
We value one point at ₹0.1 in the usual redemption.
No rewards on: Fuel earns no points. The card page says the 4-point rate is for all other spends except fuel and dining, and does not state the rate for dining.
All reward rules
- The card page leaves dining out of the 4-point rate and states no reward point rate for it, so our maths counts no reward points on dining. Dining benefits on this card come through EazyDiner discounts and EazyPoints.
- The card page uses ₹0.10 per reward point in its worked example. We could not find a separate stated redemption value, so treat the point value as an estimate.
- Points are earned only on spends up to your assigned credit limit in each statement cycle.
- Members get an extra 25% off up to ₹1,000 per bill when they pay through the EazyDiner app. The monthly limit is ₹2,000, rising to ₹5,000 if you spend ₹30,000 on non-dining spends in the previous month.
- The welcome benefit includes 12 months of EazyDiner Prime, 2,000 EazyPoints and a Postcard Hotels voucher worth ₹7,500.
What the EazyDiner IndusInd Bank Credit Card gives back in a year
Say you spend ₹1,00,000 a month. Worked out with the same maths as the calculator above.
| Spending | A month | Back | A year |
|---|---|---|---|
| Groceries | ₹10,000 | 0.4% | ₹480 |
| Dining and food delivery | ₹13,300 | 0% | ₹0 |
| Online shopping | ₹10,000 | 0.4% | ₹480 |
| Travel | ₹46,700 | 1% | ₹5,604 |
| Fuel | ₹3,300 | 0% | ₹0 |
| Bills and utilities | ₹6,700 | 0.4% | ₹322 |
| Everything else | ₹10,000 | 0.4% | ₹480 |
| Total | ₹1,00,000 | ₹7,366 | |
| Renewal fee with GST | −₹3,539 | ||
| You keep | ₹3,827* |
EazyDiner IndusInd Bank Credit Card annual fee and charges
- Joining fee
- ₹2,999
- Annual fee
- ₹2,999
- Foreign currency markup
- 3.5%
Both the card page and IndusInd Bank's fee table (MITC, updated October 2026) show ₹2,999 joining and ₹2,999 annual fee, with no waiver. Fees are before GST. The 3.5% forex markup is the rate for cards not named in the MITC's discounted list, so it rests on that reading. The MITC calls this card EazyDiner Signature.
Fuel surcharge: 1% fuel surcharge waiver at fuel stations in India. IndusInd Bank's separate terms page gives the limits.
EazyDiner IndusInd Bank Credit Card eligibility
We could not confirm age or income limits from IndusInd Bank's documents. The bank decides at the time of application.
The bank alone decides approval and your credit limit.
EazyDiner IndusInd Bank Credit Card lounge access
The bank's terms list no fixed number of free airport lounge visits on this card.
The MITC says Priority Pass is not available on this card. The card page lists no other lounge benefit.
Is the EazyDiner IndusInd Bank Credit Card right for you?
A card with a ₹2,999 yearly fee, paying 1% on travel and a below-average 0.4% elsewhere.
Worth its fee if you spend about ₹49,000 a month or more. Below that, the ₹2,999 fee costs more than the card gives back on spending like the example above.
Good for you if
- You spend a lot on travel: the card pays 1% back there, against 0.4% on most other spends.
Not for you if
- Your rewards would not reach ₹3,539 a year: that is the renewal fee with GST, and spending does not waive it.
- Much of your spending is on dining and food delivery: this earns no rewards.
Check the latest fees and terms on the bank's page before you apply.
Alternatives to EazyDiner IndusInd Bank Credit Card
Two similar cards to weigh up before you apply. The last column shows what each may be worth on ₹30,000 a month of mixed spending, after the renewal fee with GST. Rates paid only at named brands are not counted, so a brand card can earn more if you shop there.
| Card | Annual fee | Rewards up to | You keep a year |
|---|---|---|---|
| EazyDiner IndusInd Bank Credit Card | ₹2,999 | 1% | -₹2,171* |
| BOBCARD ETERNA Credit Card | ₹2,499 | 3.75% | ₹7,470* |
| BOBCARD TIARA Credit Card | ₹2,499 | 3.75% | ₹4,590* |
If most of your spending looks like the example above, the BOBCARD ETERNA Credit Card may suit you better: it would leave you ₹17,403 a year, against ₹3,827 with the EazyDiner IndusInd Bank Credit Card.
*Estimate only, not a promise. We work it out from the bank's published terms and the spending you enter. What you actually get depends on the bank, your transactions and any change in its terms.
Frequently asked questions
What is the annual fee of the EazyDiner IndusInd Bank Credit Card?
The joining fee is ₹2,999 and the annual fee is ₹2,999, both before GST. The bank's fee table shows no spend-based waiver.
Is the EazyDiner IndusInd Bank Credit Card lifetime free?
No. It charges ₹2,999 a year. The lifetime free card from the same partner is the EazyDiner IndusInd Platinum Credit Card.
How many reward points does the EazyDiner IndusInd Bank Credit Card give?
It gives 10 points per ₹100 on hotel and travel bookings, shopping and entertainment, and 4 points per ₹100 on other spends except fuel and dining. Fuel earns no points.
What are the welcome benefits of this card?
You get 12 months of EazyDiner Prime membership, 2,000 EazyPoints and a Postcard Hotels voucher worth ₹7,500. Paying the renewal fee renews the Prime membership and gives the same bonus again.
Does this card give airport lounge access?
No. IndusInd Bank's MITC says Priority Pass is not available on this card.