EazyDiner IndusInd Platinum Credit Card benefits
- Fees
No joining fee and no annual fee
- Fuel2
reward points per ₹100 on most spends, except fuel, insurance, rent, utility and government
- Rewards0.7
reward points per ₹100 on insurance, rent, utility and government spends
- Rewards1
reward point is worth ₹0.20
- Benefit
Extra 20% off up to ₹500 when you pay through the EazyDiner app
up to 3 times a calendar month
- Rewards2,000
reward points on every ₹30,000 spent in 90 days, not counting dining
EazyDiner IndusInd Platinum Credit Card rewards and cashback
| Where you spend | Rate | Monthly limit |
|---|---|---|
| Bills and utilitiesUtility, insurance, rent and government spends earn 0.7 points per ₹100. | 0.7 points per ₹100 | None |
| Everything else | 2 points per ₹100 | None |
We value one point at ₹0.2 in the usual redemption.
No rewards on: Fuel earns no points.
All reward rules
- 1 reward point is worth ₹0.20, as stated on the card page.
- Points are earned only on spends up to your assigned credit limit in each statement cycle.
- You get 2,000 reward points on spending ₹30,000 in every 90 days. Dining spends do not count towards this.
- The card page also describes 2X EazyPoints for EazyDiner Prime members. This is a separate EazyDiner programme and is not counted here.
- Rent, utility, wallet, education and fuel spends can attract extra fees. See the MITC.
What the EazyDiner IndusInd Platinum Credit Card gives back in a year
Say you spend ₹30,000 a month, like our “online shopper” pattern. Worked out with the same maths as the calculator above.
| Spending | A month | Back | A year |
|---|---|---|---|
| Groceries | ₹3,000 | 0.4% | ₹144 |
| Dining and food delivery | ₹2,000 | 0.4% | ₹96 |
| Online shopping | ₹18,000 | 0.4% | ₹864 |
| Travel | ₹1,000 | 0.4% | ₹48 |
| Fuel | ₹1,000 | 0% | ₹0 |
| Bills and utilities | ₹2,000 | 0.14% | ₹34 |
| Everything else | ₹3,000 | 0.4% | ₹144 |
| Total | ₹30,000 | ₹1,330 | |
| Renewal fee with GST | None | ||
| You keep | ₹1,330* |
EazyDiner IndusInd Platinum Credit Card annual fee and charges
- Joining fee
- Free
- Annual fee
- Free
- Fee waiver
- Not needed
- Foreign currency markup
- 3.5%
IndusInd Bank's fee table (MITC, updated October 2026) shows nil joining and annual fees, and the card page calls it lifetime free. Fees are before GST. The 3.5% forex markup is the rate for cards not named in the MITC's discounted list, so it rests on that reading.
Fuel surcharge: 1% fuel surcharge waiver at fuel stations in India. IndusInd Bank's separate terms page gives the limits.
EazyDiner IndusInd Platinum Credit Card eligibility
We could not confirm age or income limits from IndusInd Bank's documents. The bank decides at the time of application.
The bank alone decides approval and your credit limit.
EazyDiner IndusInd Platinum Credit Card lounge access
The bank's terms list no fixed number of free airport lounge visits on this card.
The MITC says Priority Pass is not available on this card. The card page lists no other lounge benefit.
Is the EazyDiner IndusInd Platinum Credit Card right for you?
A lifetime free card, paying a below-average 0.4% on most spends.
Good for you if
- You want a card to keep for years without paying a yearly fee, which also builds a long credit history.
- It is your first credit card: the terms are simple and the fee is low or nil.
Not for you if
- You want strong rewards on everyday spending: most spends earn 0.4%.
Check the latest fees and terms on the bank's page before you apply.
Alternatives to EazyDiner IndusInd Platinum Credit Card
Two similar cards to weigh up before you apply. The last column shows what each may be worth on ₹30,000 a month of mixed spending, after the renewal fee with GST. Rates paid only at named brands are not counted, so a brand card can earn more if you shop there.
| Card | Annual fee | Rewards up to | You keep a year |
|---|---|---|---|
| EazyDiner IndusInd Platinum Credit Card | Free | 0.4% | ₹1,202* |
| IDFC FIRST Classic Credit Card | Free | 1.25% | ₹1,755* |
| DCB novio Credit Card | Free | 2% | ₹3,240* |
If most of your spending looks like the example above, the IDFC FIRST Classic Credit Card may suit you better: it would leave you ₹1,560 a year, against ₹1,330 with the EazyDiner IndusInd Platinum Credit Card.
*Estimate only, not a promise. We work it out from the bank's published terms and the spending you enter. What you actually get depends on the bank, your transactions and any change in its terms.
Frequently asked questions
What is the annual fee of the EazyDiner IndusInd Platinum Credit Card?
There is no joining fee and no annual fee, as per IndusInd Bank's fee table and the card page. GST applies to other charges.
Is the EazyDiner IndusInd Platinum Credit Card lifetime free?
Yes. IndusInd Bank describes it as a lifetime free card with no joining or annual fee.
How many reward points does the EazyDiner IndusInd Platinum Credit Card give?
You earn 2 reward points per ₹100 on most spends. Insurance, rent, utility and government spends earn 0.7 points per ₹100. Fuel earns no points.
What is one reward point worth on this card?
The card page states 1 reward point equals ₹0.20. So 2 points per ₹100 is a return of about 0.4% of your spend.
Does this card give airport lounge access?
No. IndusInd Bank's MITC says Priority Pass is not available on this card.