IndusInd Bank Nexxt Credit Card benefits
- Rewards
Buttons on the card to pay in full, pay with points or choose an EMI
- Rewards1
reward point per ₹150, worth ₹0.75 as cash credit
- Benefit
Buy one get one movie tickets on BookMyShow
up to 2 free tickets a month
- Fees
No annual fee
IndusInd Bank Nexxt Credit Card rewards and cashback
| Where you spend | Rate | Monthly limit |
|---|---|---|
| Everything else | 0.67 points per ₹100 | None |
We value one point at ₹0.75 in the usual redemption.
No rewards on: Fuel.
All reward rules
- 1 reward point per ₹150 spent, which is 0.67 points per ₹100.
- IndusInd Bank converts Nexxt reward points to cash credit at 1 point = ₹0.75, so we use ₹0.75. Cash redemption is capped at 2,500 points a calendar month and at half your points balance, and a ₹149 plus GST fee applies.
- The card has buttons and LED lights. At shops, you press a button to pay in full, pay with reward points, or turn the purchase into an EMI of 6, 12, 18 or 24 months.
- Buy one movie ticket, get one free on BookMyShow, up to 2 free tickets a month, each capped at ₹200.
What the IndusInd Bank Nexxt Credit Card gives back in a year
Say you spend ₹30,000 a month, like our “online shopper” pattern. Worked out with the same maths as the calculator above.
| Spending | A month | Back | A year |
|---|---|---|---|
| Groceries | ₹3,000 | 0.5% | ₹181 |
| Dining and food delivery | ₹2,000 | 0.5% | ₹121 |
| Online shopping | ₹18,000 | 0.5% | ₹1,085 |
| Travel | ₹1,000 | 0.5% | ₹60 |
| Fuel | ₹1,000 | 0% | ₹0 |
| Bills and utilities | ₹2,000 | 0.5% | ₹121 |
| Everything else | ₹3,000 | 0.5% | ₹181 |
| Total | ₹30,000 | ₹1,749 | |
| Renewal fee with GST | None | ||
| You keep | ₹1,749* |
IndusInd Bank Nexxt Credit Card annual fee and charges
- Joining fee
- ₹10,000
- Annual fee
- Free
A one-time joining fee and no annual fee. IndusInd Bank's MITC lists the joining fee as ₹10,000 and says the actual fee is told to you when you apply. The welcome gift comes only on select fee plans.
Fuel surcharge: 1% fuel surcharge waiver at petrol pumps across India.
IndusInd Bank Nexxt Credit Card eligibility
IndusInd Bank does not list age or income rules on the Nexxt card page.
The bank alone decides approval and your credit limit.
IndusInd Bank Nexxt Credit Card lounge access
The bank's terms list no fixed number of free airport lounge visits on this card.
Is the IndusInd Bank Nexxt Credit Card right for you?
A lifetime free card, paying an average 0.5% on most spends.
Good for you if
- You want a card to keep for years without paying a yearly fee, which also builds a long credit history.
Not for you if
- You want strong rewards on everyday spending: most spends earn 0.5%.
Check the latest fees and terms on the bank's page before you apply.
Frequently asked questions
What is special about the IndusInd Bank Nexxt Credit Card?
It has buttons and LED lights. At a shop's card machine you press a button to pay in full, pay with reward points, or turn the purchase into an EMI of 6 to 24 months. The buttons do not work online.
How much is one Nexxt reward point worth?
₹0.75 when converted to cash credit. You earn 1 point per ₹150 spent.
Does the Nexxt card have an annual fee?
No. It has a one-time joining fee, which IndusInd Bank's MITC lists as ₹10,000. The actual fee is told to you when you apply.