1. RBL Bank ShopRite Credit Card
Annual fee ₹500 · Rewards up to 5% · You keep ₹3,720* a year
The RBL Bank ShopRite Credit Card gives 20 reward points per ₹100 on groceries, up to 5% back, with a ₹500 annual fee waived on ₹1.5 lakh of yearly spends.
- 5% on groceries
- 0.25% on other spends
- RBL BankIndianOil RBL Bank XTRARuPay
2. IndianOil RBL Bank XTRA Credit Card
Annual fee ₹1,500 · Rewards up to 7.5% · You keep ₹2,880* a year
The IndianOil RBL Bank XTRA Credit Card gives 15 fuel points per ₹100 at select IndianOil fuel stations, about 7.5% back when used at IndianOil. Other spends earn 2 points per ₹100, and the ₹1,500 fee is waived on ₹2.75 lakh of yearly spends.
- 7.5% on IndianOil pumps
- 1% on other spends
3. IndianOil RBL Bank Credit Card
Annual fee ₹500 · Rewards up to 5% · You keep ₹1,440* a year
The IndianOil RBL Bank Credit Card gives 10 fuel points per ₹100 at select IndianOil fuel stations, about 5% back when used at IndianOil. Other spends earn 1 point per ₹100, and the ₹500 fee is waived on ₹1.75 lakh of yearly spends.
- 5% on IndianOil pumps
- 0.5% on other spends
- RBL BankIRCTC RBL BankRuPay
4. IRCTC RBL Bank Credit Card
Annual fee ₹500 · Rewards up to 2.5% · You keep ₹1,440* a year
The IRCTC RBL Bank Credit Card earns 5 reward points per ₹200 on train tickets booked on IRCTC, and each point is worth ₹1 when you use it to book trains. It suits regular train travellers, with 8 railway lounge visits a year and a ₹500 fee waived on ₹1.5 lakh of yearly spends.
- 2.5% on IRCTC
- 0.5% on other spends
5. RBL Bank Cookies Credit Card
Annual fee ₹1,200 · Rewards up to 10% · You keep ₹1,344* a year
The RBL Bank Cookies Credit Card gives 10% cashback on Zomato, Myntra and Uber (up to ₹300 each a month) and 5 reward points per ₹100 online. It has a ₹100 monthly fee, waived for the next month when you spend ₹5,000.
- 1% on online shopping
- 10% on Zomato
- 10% on Myntra
- 10% on Uber
- RBL BankRBL Bank PlayVISA
6. RBL Bank Play Credit Card
Annual fee ₹500 · Rewards up to 0%
The RBL Bank Play Credit Card, made with BookMyShow, gives up to ₹500 off on BookMyShow each month you spend ₹5,000. It earns no reward points, so it suits people who book movies or events every month, at a ₹500 fee that is waived on ₹1.5 lakh of yearly spends.
- 0% on other spends
Compare these cards
| Card | Joining fee | Annual fee | Rewards up to | You keep a year |
|---|---|---|---|---|
| RBL Bank ShopRite Credit Card | ₹500 | ₹500 | 5% | ₹3,720* |
| IndianOil RBL Bank XTRA Credit Card | ₹1,500 | ₹1,500 | 7.5% | ₹2,880* |
| IndianOil RBL Bank Credit Card | ₹500 | ₹500 | 5% | ₹1,440* |
| IRCTC RBL Bank Credit Card | ₹500 | ₹500 | 2.5% | ₹1,440* |
| RBL Bank Cookies Credit Card | Free | ₹1,200 | 10% | ₹1,344* |
| RBL Bank Play Credit Card | ₹500 | ₹500 | 0% | ₹0* |
How to choose a RBL credit card
- Start with where you spend the most, then look for the card that pays on it.
- Check the limit on the top rate, and which spends earn nothing.
- See if you can reach the fee waiver with your normal spending.
- Read the age and income rules on the card page before you apply.
How we ranked these cards
We work out what each card pays on ₹30,000 a month of mixed spending, then take off the renewal fee with GST. We count rewards only up to each limit. Rates paid only at named brands are not counted, so a brand card can earn more if you shop there. Welcome gifts and lounge visits are left out. What a bank pays us plays no part. Your own result will differ, so try the credit card finder with your spending.
The bank alone decides approval and your credit limit.
Frequently asked questions
Which RBL credit card is the best?
It depends on how you spend. On our example spending, RBL Bank ShopRite Credit Card comes first, but your result will differ. Try the credit card finder with your own numbers.
Which RBL credit card has the lowest annual fee?
IndianOil RBL Bank Credit Card, IRCTC RBL Bank Credit Card, RBL Bank Play Credit Card and RBL Bank ShopRite Credit Card have the lowest annual fee of the cards we have checked, at ₹500 before GST.
How many RBL credit cards have you checked?
We have checked 6 so far, against RBL Bank's own terms: IndianOil RBL Bank Credit Card, IndianOil RBL Bank XTRA Credit Card, IRCTC RBL Bank Credit Card, RBL Bank Cookies Credit Card, RBL Bank Play Credit Card and RBL Bank ShopRite Credit Card.
Who decides if I get a RBL credit card?
RBL Bank alone decides approval and your credit limit, based on its own rules. Age and income rules are on each card page.
*Estimate only, not a promise. We work it out from the bank's published terms and the spending you enter. What you actually get depends on the bank, your transactions and any change in its terms. Fees are before GST.
Some Apply buttons are partner links. What a bank pays us never changes the order or any figure. How we make money