1. Axis Bank ACE Credit Card
Annual fee ₹499 · Rewards up to 5% · You keep ₹4,860* a year
The Axis Bank ACE Credit Card gives 5% cashback on bills and recharges paid through Google Pay, and 4% on Swiggy, Zomato and Ola, with a shared limit of ₹500 per statement. Other eligible spends earn 1.5% with no limit.
- 5% on Google Pay bills
- 4% on Swiggy, Zomato
- 4% on Ola
- 1.5% on other spends
2. Fibe Axis Bank Credit Card
Annual fee Free · Rewards up to 3% · You keep ₹3,240* a year
The Fibe Axis Bank Credit Card is a lifetime free RuPay card, made with the lending app Fibe for its existing customers, that pays 3% cashback on online food delivery, entertainment and local commute. Other eligible spends, including larger UPI payments, earn 1%, with all cashback capped at ₹1,500 a statement.
- 1% on other spends
3. LIC Axis Bank Signature Credit Card
Annual fee Free · Rewards up to 1.9% · You keep ₹3,078* a year
The LIC Axis Bank Signature Credit Card is lifetime free, earns 2 reward points per ₹100 on LIC premiums and foreign spends and 1 point elsewhere, and gives 8 domestic lounge visits a year.
- 1.9% on LIC premium
- 0.95% on other spends
4. Airtel Axis Bank Credit Card
Annual fee ₹500 · Rewards up to 25% · You keep ₹2,880* a year
The Airtel Axis Bank Credit Card suits people who pay Airtel and utility bills through the Airtel Thanks app. It gives 1% cashback on other eligible spends, and that base cashback sets how much you can earn on those bills.
- 1% on other spends
5. Flipkart Axis Bank Credit Card
Annual fee ₹500 · Rewards up to 7.5% · You keep ₹2,880* a year
The Flipkart Axis Bank Credit Card gives 7.5% cashback on Myntra and 5% on Flipkart and Cleartrip, each up to ₹4,000 per statement quarter. Other eligible spends earn 1% or 4% with no limit.
- 7.5% on Myntra
- 5% on Flipkart
- 5% on Cleartrip
- 4% on Swiggy
6. Axis Bank Cashback Credit Card
Annual fee ₹1,000 · Rewards up to 2% · You keep ₹2,360* a year
The Axis Bank Cashback Credit Card suits people who spend a lot online. Online cashback rises from 2% to 7% as your monthly spends grow, up to ₹4,000 per statement month, and other eligible spends earn 0.75%.
- 2% on online shopping
- 0.5% on bills and utilities
- 0.75% on other spends
7. Axis Bank Horizon Credit Card
Annual fee ₹3,000 · Rewards up to 5% · You keep ₹2,220* a year
The Axis Bank Horizon Credit Card suits people who book flights often. It gives 5 EDGE Miles per ₹100 on airlines and Travel EDGE, 2 on other spends, and international lounge visits each quarter.
- 2% on other spends
8. Axis Bank Shoppers Stop Credit Card
Annual fee ₹500 · Rewards up to 5% · You keep ₹1,440* a year
The Axis Bank Shoppers Stop Credit Card gives First Citizen points worth about 5% on Shoppers Stop exclusive brands and 3% on other Shoppers Stop brands. Points are used mainly at Shoppers Stop and its partner stores.
- 5% on Shoppers Stop
- 3% on Shoppers Stop
- 0.5% on other spends
9. Axis Privilege Amex Credit Card
Annual fee ₹1,500 · Rewards up to 1% · You keep ₹1,110* a year
The Axis Privilege Amex Credit Card is an American Express card from Axis Bank. It gives 5 EDGE REWARD points per ₹100, a ₹2,500 welcome benefit and 8 domestic lounge visits a year.
- 1% on other spends
10. IndianOil Axis Bank RuPay Credit Card
Annual fee ₹500 · Rewards up to 4% · You keep ₹984* a year
The IndianOil Axis Bank RuPay Credit Card gives 20 reward points per ₹100, or 4% value back, on fuel at IndianOil outlets, on up to ₹5,000 of fuel a month. The bank lists it as a UPI card.
- 4% on IndianOil pumps
- 1% on online shopping
- 0.2% on other spends
11. Axis Bank Atlas Credit Card
Annual fee ₹5,000 · Rewards up to 5% · You keep ₹940* a year
The Axis Bank Atlas Credit Card earns 5 EDGE Miles per ₹100 on direct flight and hotel bookings and 2 on other spends, with 1 mile worth ₹1 on Travel EDGE or transferable to airline partners. It suits frequent flyers who spend ₹3 lakh or more a year.
- 5% on travel
- 2% on other spends
12. Axis Bank Rewards Credit Card
Annual fee ₹1,000 · Rewards up to 3.2% · You keep ₹922* a year
The Axis Bank Rewards Credit Card suits people who shop for clothes and at department stores. It gives 10X points there, up to ₹7,000 a month, plus a monthly milestone of 1,500 points on ₹30,000 of spends.
- 0.32% on other spends
13. Axis My Zone Credit Card
Annual fee ₹500 · Rewards up to 0.4% · You keep ₹562* a year
The Axis My Zone Credit Card suits people who want entertainment and food offers. It gives 4 EDGE Reward points per ₹200, buy one get one movie tickets on District, and ₹120 off on Swiggy.
- 0.4% on other spends
14. Axis Bank SELECT Credit Card
Annual fee ₹3,000 · Rewards up to 2% · You keep ₹60* a year
The Axis Bank SELECT Credit Card suits people who spend steadily and travel abroad. It gives 10 EDGE Reward points per ₹200, double on retail shopping up to ₹20,000 a month, and lounge access in India and abroad.
- 2% on groceries
- 1% on other spends
15. Axis Bank Neo Credit Card
Annual fee ₹250 · Rewards up to 0.1%
The Axis Bank Neo Credit Card is a low-fee card built around discounts on food delivery, bills and travel bookings. It earns 1 EDGE Reward point per ₹200, so most of its value comes from these offers.
- 0.1% on other spends
16. Axis Bank Magnus Credit Card
Annual fee ₹12,500 · Rewards up to 3.5%
The Axis Bank Magnus Credit Card is a premium card for people who spend heavily and travel often. It gives 12 EDGE Reward points per ₹200, and 35 per ₹200 on spends above ₹1.5 lakh in a month.
- 1.2% on other spends
- 3.5% on spends above ₹1,50,000 a month
17. Axis Bank Reserve Credit Card
Annual fee ₹50,000 · Rewards up to 1.5%
The Axis Bank Reserve Credit Card is a super-premium card with a ₹50,000 fee, unlimited lounge visits for you and add-on holders, 50 free golf rounds a year and a low 1.5% forex markup. It earns 15 EDGE Reward points per ₹200, and double that on international spends.
- 1.5% on other spends
Compare these cards
| Card | Joining fee | Annual fee | Rewards up to | You keep a year |
|---|---|---|---|---|
| Axis Bank ACE Credit Card | ₹499 | ₹499 | 5% | ₹4,860* |
| Fibe Axis Bank Credit Card | Free | Free | 3% | ₹3,240* |
| LIC Axis Bank Signature Credit Card | Free | Free | 1.9% | ₹3,078* |
| Airtel Axis Bank Credit Card | ₹500 | ₹500 | 25% | ₹2,880* |
| Flipkart Axis Bank Credit Card | ₹500 | ₹500 | 7.5% | ₹2,880* |
| Axis Bank Cashback Credit Card | ₹1,000 | ₹1,000 | 2% | ₹2,360* |
| Axis Bank Horizon Credit Card | ₹3,000 | ₹3,000 | 5% | ₹2,220* |
| Axis Bank Shoppers Stop Credit Card | ₹500 | ₹500 | 5% | ₹1,440* |
| Axis Privilege Amex Credit Card | ₹1,500 | ₹1,500 | 1% | ₹1,110* |
| IndianOil Axis Bank RuPay Credit Card | ₹500 | ₹500 | 4% | ₹984* |
| Axis Bank Atlas Credit Card | ₹5,000 | ₹5,000 | 5% | ₹940* |
| Axis Bank Rewards Credit Card | ₹1,000 | ₹1,000 | 3.2% | ₹922* |
| Axis My Zone Credit Card | ₹500 | ₹500 | 0.4% | ₹562* |
| Axis Bank SELECT Credit Card | ₹3,000 | ₹3,000 | 2% | ₹60* |
| Axis Bank Neo Credit Card | ₹250 | ₹250 | 0.1% | -₹7* |
| Axis Bank Magnus Credit Card | ₹12,500 | ₹12,500 | 3.5% | -₹11,294* |
| Axis Bank Reserve Credit Card | ₹50,000 | ₹50,000 | 1.5% | -₹54,680* |
How to choose a Axis credit card
- Start with where you spend the most, then look for the card that pays on it.
- Check the limit on the top rate, and which spends earn nothing.
- See if you can reach the fee waiver with your normal spending.
- Read the age and income rules on the card page before you apply.
How we ranked these cards
We work out what each card pays on ₹30,000 a month of mixed spending, then take off the renewal fee with GST. We count rewards only up to each limit. Rates paid only at named brands are not counted, so a brand card can earn more if you shop there. Welcome gifts and lounge visits are left out. What a bank pays us plays no part. Your own result will differ, so try the credit card finder with your spending.
The bank alone decides approval and your credit limit.
Frequently asked questions
Which Axis credit card is the best?
It depends on how you spend. On our example spending, Axis Bank ACE Credit Card comes first, but your result will differ. Try the credit card finder with your own numbers.
Which Axis credit card has the lowest annual fee?
Fibe Axis Bank Credit Card and LIC Axis Bank Signature Credit Card have no annual fee.
How many Axis credit cards have you checked?
We have checked 17 so far, against Axis Bank's own terms: Airtel Axis Bank Credit Card, Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Axis Bank Cashback Credit Card, Axis Bank Horizon Credit Card, Axis Bank Magnus Credit Card, Axis Bank Neo Credit Card, Axis Bank Reserve Credit Card, Axis Bank Rewards Credit Card, Axis Bank SELECT Credit Card, Axis Bank Shoppers Stop Credit Card, Axis My Zone Credit Card, Axis Privilege Amex Credit Card, Fibe Axis Bank Credit Card, Flipkart Axis Bank Credit Card, IndianOil Axis Bank RuPay Credit Card and LIC Axis Bank Signature Credit Card.
Who decides if I get a Axis credit card?
Axis Bank alone decides approval and your credit limit, based on its own rules. Age and income rules are on each card page.
*Estimate only, not a promise. We work it out from the bank's published terms and the spending you enter. What you actually get depends on the bank, your transactions and any change in its terms. Fees are before GST.
Some Apply buttons are partner links. What a bank pays us never changes the order or any figure. How we make money