1. HSBC Live+ Credit Card
Annual fee ₹999 · Rewards up to 10% · You keep ₹6,000* a year
No BigBasket rate of its own. Shown for comparison.
The HSBC Live+ Credit Card suits people who spend on food, groceries and bills. It gives 10% cashback on those spends, up to ₹1,200 a month, and 1.5% on most other spends with no limit.
- 10% on dining and food delivery
- 10% on groceries
- 10% on bills and utilities
- 1.5% on other spends
2. HSBC RuPay Cashback Credit Card
Annual fee ₹499 · Rewards up to 10% · You keep ₹4,800* a year
No BigBasket rate of its own. Shown for comparison.
The HSBC RuPay Cashback Credit Card gives 10% cashback on dining, food delivery and groceries and 1% on other spends, up to ₹400 a month, and works on UPI. The ₹499 fee is waived on ₹2 lakh of yearly spends.
- 10% on dining and food delivery
- 10% on groceries
- 1% on other spends
3. Kotak Cashback+ Credit Card
Annual fee ₹750 · Rewards up to 5% · You keep ₹3,000* a year
The Kotak Cashback+ Credit Card gives 5% back on online food and grocery delivery, movie tickets and OTT, and 3% on fuel, up to ₹750 a billing cycle. Other spends earn 0.5% with no limit.
- 5% on Swiggy, Zomato
- 5% on BigBasket, Blinkit
- 5% on BookMyShow
- 3% on fuel
4. RBL Bank ShopRite Credit Card
Annual fee ₹500 · Rewards up to 5% · You keep ₹3,000* a year
No BigBasket rate of its own. Shown for comparison.
The RBL Bank ShopRite Credit Card gives 20 reward points per ₹100 on groceries, up to 5% back, with a ₹500 annual fee waived on ₹1.5 lakh of yearly spends.
- 5% on groceries
- 0.25% on other spends
- SBI CardTata Neu Infinity SBIVISA
5. Tata Neu Infinity SBI Credit Card
Annual fee ₹1,499 · Rewards up to 5% · You keep ₹1,231* a year
The Tata Neu Infinity SBI Credit Card gives 5% back as NeuCoins on the Tata Neu app and partner Tata brands, and 1.5% on other eligible spends. 1 NeuCoin equals ₹1 of savings.
- 5% on Tata Neu brands
- 5% on BigBasket
- 1.5% on bills and utilities
- 1.5% on other spends
6. HDFC Bank MoneyBack+ Credit Card
Annual fee ₹500 · Rewards up to 2% · You keep ₹1,200* a year
The HDFC Bank MoneyBack+ Credit Card earns 10X CashPoints at Amazon, BigBasket, Flipkart, Reliance Smart SuperStore and Swiggy, and 2 CashPoints per ₹200 on other spends. It also gives a ₹500 voucher on ₹50,000 of spends in a calendar quarter.
- 2% on Amazon, BigBasket, Flipkart, Swiggy
- 0.2% on other spends
- SBI CardTata Neu Plus SBIVISA
7. Tata Neu Plus SBI Credit Card
Annual fee ₹499 · Rewards up to 2% · You keep ₹1,200* a year
The Tata Neu Plus SBI Credit Card gives 2% back as NeuCoins on the Tata Neu app and partner Tata brands, and 1% on other eligible spends. It costs ₹499 a year, waived on ₹1 lakh of yearly spend.
- 2% on Tata Neu brands
- 2% on BigBasket
- 1% on bills and utilities
- 1% on other spends
8. HDFC Bank Freedom Credit Card
Annual fee ₹500 · Rewards up to 0.75% · You keep ₹450* a year
The HDFC Bank Freedom Credit Card is a low-fee card with a low income requirement. It gives 10X CashPoints at BigBasket, BookMyShow, OYO, Swiggy and Uber, and its fee is waived on spends of ₹50,000 in a year.
- 0.75% on BigBasket
- 0.75% on Swiggy
- 0.75% on OYO, Uber
- 0.75% on BookMyShow
Compare these cards
| Card | Joining fee | Annual fee | Rewards up to | You keep a year |
|---|---|---|---|---|
| HSBC Live+ Credit Card | ₹999 | ₹999 | 10% | ₹6,000* |
| HSBC RuPay Cashback Credit Card | ₹499 | ₹499 | 10% | ₹4,800* |
| Kotak Cashback+ Credit Card | ₹750 | ₹750 | 5% | ₹3,000* |
| RBL Bank ShopRite Credit Card | ₹500 | ₹500 | 5% | ₹3,000* |
| Tata Neu Infinity SBI Credit Card | ₹1,499 | ₹1,499 | 5% | ₹1,231* |
| HDFC Bank MoneyBack+ Credit Card | ₹500 | ₹500 | 2% | ₹1,200* |
| Tata Neu Plus SBI Credit Card | ₹499 | ₹499 | 2% | ₹1,200* |
| HDFC Bank Freedom Credit Card | ₹500 | ₹500 | 0.75% | ₹450* |
How to choose a credit card for BigBasket
- The monthly limit on the BigBasket rate.
- Whether the rewards can be used only in one app, such as Tata Neu.
- Whether BB Now quick orders count.
- The annual fee and how to get it waived.
How we ranked these cards
We work out what each card pays on ₹5,000 a month at BigBasket, then take off the renewal fee with GST. We count rewards only up to each limit. We count rewards on that spend only, and assume ₹15,000 a month of other spending when we check whether the fee is waived. Where a card pays a rate of its own at BigBasket, we use it. We also show the best cards without one, ranked on the same spend. Welcome gifts and lounge visits are left out. What a bank pays us plays no part. Your own result will differ, so try the credit card finder with your spending.
The bank alone decides approval and your credit limit.
Frequently asked questions
Why do some BigBasket cards pay in NeuCoins?
BigBasket is part of Tata Digital, so Tata Neu cards pay in NeuCoins, which you can use only on Tata Neu and its brands.
Can a general grocery card beat a BigBasket card?
Yes. A card that pays a high rate on all groceries can match or beat a brand card, which is why we show the best of those too.
*Estimate only, not a promise. We work it out from the bank's published terms and the spending you enter. What you actually get depends on the bank, your transactions and any change in its terms. Fees are before GST.
Some Apply buttons are partner links. What a bank pays us never changes the order or any figure. How we make money