1. Cashback SBI Card
Annual fee ₹999 · Rewards up to 5% · You keep ₹3,000* a year
No Tata Neu rate of its own. Shown for comparison.
The Cashback SBI Card gives 5% cashback on online spends and 1% on offline spends, credited straight to the card account. Total cashback is limited to ₹4,000 per statement cycle.
- 5% on online shopping
- 1% on other spends
2. BOB Cashback Credit Card
Annual fee ₹499 · Rewards up to 5% · You keep ₹2,411* a year
No Tata Neu rate of its own. Shown for comparison.
The BOB Cashback Credit Card gives 5% cashback on domestic online spends, up to ₹1,500 a month, and 1% on other spends. You can pay a ₹499 yearly fee or ₹49 a month.
- 5% on online shopping
- 1% on other spends
3. HSBC Premier Credit Card
Annual fee Free · Rewards up to 3% · You keep ₹1,800* a year
No Tata Neu rate of its own. Shown for comparison.
The HSBC Premier Credit Card earns 3 reward points per ₹100, worth ₹1 each on Apple products or HSBC Travel with Points, with unlimited airport lounge access and a 0.99% forex markup. It is only for HSBC Premier customers, who pay no annual fee.
- 3% on other spends
4. Tata Neu Infinity HDFC Bank Credit Card
Annual fee ₹1,499 · Rewards up to 5% · You keep ₹1,231* a year
The Tata Neu Infinity HDFC Bank Credit Card gives 5% back as NeuCoins on Tata Neu and partner Tata brands, and 1.5% on most other spends. NeuCoins are worth ₹1 each but can be used only on Tata Neu and eligible Tata brands.
- 5% on Tata Neu brands
- 1.5% on other spends
- SBI CardTata Neu Infinity SBIVISA
5. Tata Neu Infinity SBI Credit Card
Annual fee ₹1,499 · Rewards up to 5% · You keep ₹1,231* a year
The Tata Neu Infinity SBI Credit Card gives 5% back as NeuCoins on the Tata Neu app and partner Tata brands, and 1.5% on other eligible spends. 1 NeuCoin equals ₹1 of savings.
- 5% on Tata Neu brands
- 5% on BigBasket
- 1.5% on bills and utilities
- 1.5% on other spends
6. Tata Neu Plus HDFC Bank Credit Card
Annual fee ₹499 · Rewards up to 5% · You keep ₹1,200* a year
The Tata Neu Plus HDFC Bank Credit Card gives 2% back as NeuCoins at partner Tata brands and 1% on other spends. NeuCoins are worth ₹1 each on Tata Neu and eligible Tata brands.
- 2% on Tata Neu brands
- 1% on groceries
- 1% on bills and utilities
- 1% on other spends
- SBI CardTata Neu Plus SBIVISA
7. Tata Neu Plus SBI Credit Card
Annual fee ₹499 · Rewards up to 2% · You keep ₹1,200* a year
The Tata Neu Plus SBI Credit Card gives 2% back as NeuCoins on the Tata Neu app and partner Tata brands, and 1% on other eligible spends. It costs ₹499 a year, waived on ₹1 lakh of yearly spend.
- 2% on Tata Neu brands
- 2% on BigBasket
- 1% on bills and utilities
- 1% on other spends
Compare these cards
| Card | Joining fee | Annual fee | Rewards up to | You keep a year |
|---|---|---|---|---|
| Cashback SBI Card | ₹999 | ₹999 | 5% | ₹3,000* |
| BOB Cashback Credit Card | ₹499 | ₹499 | 5% | ₹2,411* |
| HSBC Premier Credit Card | ₹12,000 | Free | 3% | ₹1,800* |
| Tata Neu Infinity HDFC Bank Credit Card | ₹1,499 | ₹1,499 | 5% | ₹1,231* |
| Tata Neu Infinity SBI Credit Card | ₹1,499 | ₹1,499 | 5% | ₹1,231* |
| Tata Neu Plus HDFC Bank Credit Card | ₹499 | ₹499 | 5% | ₹1,200* |
| Tata Neu Plus SBI Credit Card | ₹499 | ₹499 | 2% | ₹1,200* |
How to choose a credit card for Tata Neu
- That you shop at Tata brands often, since NeuCoins can be used only there.
- Whether the top rate needs you to pay in the Tata Neu app.
- Any monthly limit on the Tata brand rate.
- The annual fee and how to get it waived.
How we ranked these cards
We work out what each card pays on ₹5,000 a month at Tata Neu, then take off the renewal fee with GST. We count rewards only up to each limit. We count rewards on that spend only, and assume ₹15,000 a month of other spending when we check whether the fee is waived. Where a card pays a rate of its own at Tata Neu, we use it. We also show the best cards without one, ranked on the same spend. Welcome gifts and lounge visits are left out. What a bank pays us plays no part. Your own result will differ, so try the credit card finder with your spending.
The bank alone decides approval and your credit limit.
Frequently asked questions
What are NeuCoins worth?
1 NeuCoin is worth ₹1 on Tata Neu and Tata brands. You cannot take them as cash.
Can a general cashback card beat a Tata Neu card?
Yes, if you shop at Tata brands only now and then. Cashback can be spent anywhere, which is why we show the best general cards too.
*Estimate only, not a promise. We work it out from the bank's published terms and the spending you enter. What you actually get depends on the bank, your transactions and any change in its terms. Fees are before GST.
Some Apply buttons are partner links. What a bank pays us never changes the order or any figure. How we make money